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Hospital Financial Health Lookup

Analyze hospital financial health using CMS cost report data. Check operating margins, bankruptcy risk, debt ratios, and negotiation leverage.

Data Source: CMS Hospital Cost Reports (2023 fiscal year). Financial health scores based on operating margin, liquidity, leverage, and utilization metrics. This tool is educational only, not financial advice.

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Search for a Hospital to Begin

Enter a hospital name, city, or state in the search box above to analyze its financial health.

Understanding Hospital Financial Health

Financial Health Score

Composite score (0-100) based on profitability, liquidity, leverage, and utilization. Hospitals scoring below 50 show financial stress.

80-100 Excellent
65-79 Good
50-64 Fair
35-49 Poor
0-34 Distressed

Operating Margin

Percentage of revenue remaining after operating expenses. Negative margins indicate unprofitable operations.

>5% Profitable
-2% to 5% Break-even
<-2% Unprofitable
National average: -2.2%

Current Ratio (Liquidity)

Current assets divided by current liabilities. Measures ability to pay short-term obligations.

>2.0 Strong
1.5-2.0 Adequate
1.0-1.5 Weak
<1.0 Critical

Debt-to-Asset Ratio

Percentage of assets financed by debt. Higher ratios indicate greater financial leverage and risk.

<40% Low leverage
40-60% Moderate
60-80% High leverage
>80% Extreme risk

Negotiation Leverage Insights

Hospital financial health directly impacts your negotiation position:

  • Financially Distressed Hospitals (scores below 35, negative margins, high debt): More likely to negotiate bills, offer payment plans, or settle for lower amounts. Cash flow concerns create urgency.
  • Break-even Hospitals (scores 50-65, margins near 0%): Moderate negotiation leverage. Will consider reasonable payment plans and limited discounts to avoid bad debt.
  • Profitable Hospitals (scores above 65, positive margins): Least negotiation leverage, but still required to offer charity care and financial assistance programs.

Disclaimer: Financial health is one factor among many. Individual circumstances, insurance coverage, and hospital policies vary. Financial health analysis is educational, not financial or legal advice.